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Reach your financial goals with a customized investment portfolio that is managed for you - no commissioned staff and no transaction fees! What is a managed investment account? Alaska USA offers managed investment accounts through its wholly owned subsidiary, Alaska USA Trust Company. A managed investment account is ideal for individuals or organizations that have accumulated assets and who don't have the time, expertise or desire to manage their own investment portfolio. In addition to personal portfolios, investments can also be managed for businesses, organizations, tax-deferred IRAs, non-tax-deferred investments, personal trusts or Uniform Transfer to Minors accounts, no matter what the investment goals. What are the benefits of a managed investment account? A managed investment account gives you the freedom and peace of mind that your portfolio is invested consistent with your specific goals and risk tolerance. A managed account:
The account is monitored on a regular basis, and appropriate modifications are made to the portfolio to maintain the desired investment strategy. How does Alaska USA determine the best investment strategy for me? Because every client has different needs, several factors are considered to determine the proper mix of investments:
Where is my money invested? Asset allocation is important to any sound financial plan, so managed investment accounts usually consist of an optimum mix of equities, fixed income, and money market mutual funds. Is there a minimum to open a managed investment account? Managed accounts are most cost effective when you invest $100,000 or more, and this is generally considered the minimum amount to open an account. What fees should I expect to pay? Managed investment accounts have no transaction fees. There is a minimum management fee for accounts with a balance less than $500,000 that is 1% of the market value of the account with a $1,000 annual minimum fee. For balances over $500,000, lower fees apply. Are managed accounts insured? No. Although higher rates of return can be achieved with managed investment accounts, there is risk involved. Investments are not guaranteed or insured by Alaska USA Trust Company, Alaska USA Federal Credit Union, or any public or private agency. Investments are subject to investment risks, including possible loss of the principal amount invested. Can I access my funds? Yes. However, these accounts are set up as long-term investments, so market fluctuations could result in a loss of principal or earnings. In addition, a penalty may apply for early withdrawal of funds from a managed IRA account. How do I open a managed investment account? To open a managed investment account, call Alaska USA Trust Company at 562-6544 or (888) 628-4567 outside Anchorage. Highlights
AKUSA 02566-I R 02/08/06 |
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Managed investments
helps define investment goals